Nonprofits

Why Nonprofits Choose Us?

Nonprofits matter—every day and in every way. Your mission is your touchstone as you work to make your communities and cities better places to live and thrive.

First Nonprofit Insurance Company® was founded with the sole purpose of providing quality, affordable insurance coverage exclusively to the nonprofit community. We operate with an understanding of all the different nuances and complexities involved in maintaining a nonprofit.

First Nonprofit® was established in 1978 by a group of nonprofit and community leaders. Today, we continue our exclusive dedication to the nonprofit community. Our experience and expertise in handling the insurance needs of nonprofits allows us to deliver an unbeatable combination of solid coverage, stable pricing, and exceptional service.

All First Nonprofit® clients are charitable or nonprofit organizations. Nonprofits are our specialty and we welcome multi-service organizations.

Customized Service

Rather than providing you with a standardized policy that may not fully serve your needs, our highly skilled underwriters and nonprofit relations specialists will work with your organization to provide customized coverage at affordable premiums.

Premium Billing & Payment Plans

FNIC has a keen understanding of the financial challenges present in the nonprofit community. We make it easy to do business with us by offering attractive billing options, including three different installment plans with no fees, no interest, and no minimum payments.

We also offer deductibles, retrospective rating programs, premium credits, and pooling arrangements to help you manage your insurance budget. Our Underwriting and Accounting departments are ready to help you determine the best choices for your agency.

Additional Support

We don’t want to be a solution just for your immediate needs. First Nonprofit® looks to establish long-term relationships with its clients and we’re willing to put forth extra effort to help your organization thrive.

Some of the additional services we offer include:

  • Risk Management. Our professional risk managers will help you develop and improve your in-house safety programs. Our team will also analyze your nonprofit operations and suggest ways to protect your client and staff to help keep insurance costs low. Our Risk Management team delivers a host of valuable services to each and every nonprofit we insure, regardless of size or location. Our team will not only help you improve existing Risk Management and Safety Programs, but also partner with you to create new ones to meet your organization’s quickly evolving needs.
  • Comprehensive Assessment. We want to partner with you in every aspect of your mission. Our underwriters will take the time to review your organization in full and give you the best estimate to provide complete coverage.
  • Qualified Claims Handling. Like every part of our company, the Claims department is understanding about the situations that can arise specifically for nonprofits and work to handle claims accordingly.

The First Nonprofit® Family

First Nonprofit® is a smart, strong company that offers flexibility and unparalleled service to its clients. Our long track record of quality service has earned us customer loyalty and retention. We’ll continue to work hard to deserve that trust.

First Nonprofit Insurance Company® is rated A- (Excellent) VII by A.M. Best and A (Exceptional) by Demotech. Our coverages include property, general and professional liability, auto, umbrella, workers’ compensation, directors & officers, and employment practices liability.

FNIC insures nonprofits exclusively. The other First Nonprofit® entities offer the products and services a nonprofit needs to not only survive, but prosper.

First Nonprofit Insurance Agency®, a wholly owned subsidiary, offers life, accident, and health insurance, as well as 401(k) and 403(b) retirement plans.

First Nonprofit Companies® offers unemployment tax savings products. These self-funding mechanisms are available to 501(c)(3) nonprofits in all 50 states. FNC provides support services and bonds that improve the surplus of our unemployment policyholders.

First Nonprofit Foundation®, founded and funded by First Nonprofit Insurance Company®, offers seminars and publications on risk management and other topics of interest to nonprofits.

First Nonprofit Consulting® offers nonprofit management consulting and financial services in all 50 states. An organization need not be a FNIC policyholder to take advantage of the Consulting company’s expertise.